The effect of macroeconomic factors on credit risk in the banking system of Iran


Mohammad Khodaei Valahzaghard, Maryam Kashefi, Amin Alikhani and Seyed Esmaeil Hosseini


These days, there are increasing changes on environmental and economic networks and different risks of various institutions affect the financial structure. Different institutions including financial and credit institutions are facing with the risk of lack of their timely obligations to make sure the repayment of the funds is granted. In this study, the effects of economic factors not affected by intentional behavior of customers are investigated.


DOI: j.msl.2012.04.012

Keywords: Pending Claims ,Credit Risk ,Macroeconomic Factors

How to cite this paper:

Valahzaghard, M., Kashefi, M., Alikhani, A & Hosseini, S. (2012). The effect of macroeconomic factors on credit risk in the banking system of Iran.Management Science Letters, 2(5), 1747-1754.


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E-mail addresses: m_khodaei@iau-tnb.ac.ir (M. Khodaei Valahzaghard)

© 2012 Growing Science Ltd. All rights reserved.

doi: 10.5267/j.msl.2012.04.012